Short Sale. A rare waterfront paradise with endless potential and no HOAI Nestled on an expansive and highly coveted 4.89-acre lot in St. Cloud, this unique property offers the ultimate blend of country privacy, near city lifestyle, and limitless opportunity. Positioned beautifully along a tranquil, stocked pond with 200+ feet of private water frontage and its own dock, this property is a blank canvas awaiting its next chapter. The existing 3-bedroom, 2-bathroom pool home boasts great bones and architectural character, featuring stunning exposed wood beams, a spacious kitchen with an island, and a highly desirable split-floor plan. While the interior needs some tender loving care, including flooring replacement and bathroom renovations, it presents the perfect opportunity for an investor or a savvy homeowner to customize a luxury estate exactly to their liking. Step outside into your own private oasis: a massive, screened-in enclosure houses a sparkling swimming pool, expansive paver decking, and a sun-shaded lounge area perfect for entertaining. The vast acreage is zoned for agriculture and horses, providing plenty of room for an additional workshop, guest house, or detached garage. Choose between "The Renovation Dream" Restore and elevate the existing home to create a private, modern waterfront retreat, "Build Fresh" Utilize the massive, private acreage to design and build your dream custom estate from the ground up or "Development Potential" Take advantage of the nearly 5-acre footprint to explore splitting the lot for multiple homesites. In 2019 major updates were completed including: roof, electric, plumbing, a/c ducts, windows, water heater, pool deck and surface. This property delivers rural tranquility without sacrificing convenience. Bring your design ideas, or your builder. Properties with this much land, water frontage, and freedom from HOA restrictions rarely come to market!