Virtually Staged. Fully Renovated Key West-Inspired Waterfront Home – Affordable Florida Coastal Living, that comes with a boat!!! Relocating to Florida? Discover the perfect opportunity to enjoy the waterfront lifestyle without the premium price. This fully renovated Key West-inspired home offers direct saltwater canal access, 42 feet of seawall, no HOA, and no rental or ownership restrictions—giving you the freedom to design the dock and boat lift that fit your boating lifestyle. With over 1,800 square feet, this 3-bedroom, 2-bath home is one of the larger waterfront properties in the neighborhood. Inside, you'll find 33 feet of stunning water views, an open-concept floor plan, luxury vinyl plank flooring, fresh interior paint, updated bathrooms, custom built-ins, and a beautifully remodeled kitchen featuring stone countertops, premium cabinetry, stainless steel appliances, a beverage station, and a built-in wine refrigerator. The spacious primary suite offers custom closets and private patio access, while the screened waterfront lanai provides the perfect place to enjoy peaceful canal views and Florida's year-round outdoor living. Major upgrades include a new HVAC system, new water heater, complete re-pipe plumbing throughout, and a seller-completed pre-listing four-point inspection for added peace of mind. Located in the heart of Apollo Beach, one of Florida's fastest-growing waterfront communities, you'll enjoy the charm of a small boating town with direct access to Tampa Bay and the Gulf of Mexico. Cruise your boat to local favorites like Finn's Dockside or Circles Waterfront Restaurant, spend the day on the water, or explore nearby islands. The home also offers a short commute to downtown Tampa, MacDill Air Force Base, and St. Petersburg, while Anna Maria Island is just 40 minutes away, making weekend beach trips effortless. Bring your RV, and jet skis—and as an added bonus, the seller is including a fully repowered 13-foot Boston Whaler. Whether you're relocating to Florida, searching for an affordable waterfront 2nd home, or investment property, this move-in-ready home offers the perfect blend of modern updates, coastal charm, and an unbeatable boating lifestyle.